Instrument 65 | L. NPCI / UPI / Financial AI

TECHNICAL PAPERTECHNICAL MATERIAL

NPCI - FiMI: A Domain-Specific Language Model for Indian Finance Ecosystem

NPCI2026Technical MaterialPayments

AI / PRIVACY / CYBER RELEVANCE

Important privacy/AI implementation example because the paper discusses PII re-identification risk, synthetic data, tool-driven agents and controlled financial workflows.

AI: Very HighPrivacy: Very HighCybersecurity: High

READ FIRST

  • Training data
  • synthetic data
  • PII exclusion
  • model safety
  • agent/tool architecture
  • UPI HELP

PURVIEW

Presents FiMI, a finance-domain language model designed for the Indian financial ecosystem, and discusses training, continuous pre-training, fine-tuning, synthetic data, PII protection and tool-driven agent use. The document is useful for understanding practical controls such as excluding or reducing personally identifiable information, using synthetic data, constraining tool access and evaluating model safety. It therefore provides a technical case study for applying privacy-by-design and responsible-AI principles to financial language models and agentic systems.

Classification and legal status. Technical AI research paper; non-binding.

Open document Download PDF Copyright remains with the publishing authority. For informational purposes only.

Read the official document

This browser cannot display the PDF in the page. Open the document or download the PDF.

Keywords

FiMIlanguage modelsynthetic dataPII exclusionagents

Source note

NPCI paper dated 16 Feb 2026 reviewed.

Legal status indicates whether this resource is legislation, delegated regulation, regulatory direction, guidance, policy, research or technical material. Inclusion in this library does not by itself make a document legally binding.

This tool provides research navigation only and does not constitute legal advice or a determination of legal applicability.

Back to the framework library